XRP (XRP) — CryptoGrade Rating

Payments utility and market depth remain durable, but escrow overhang and weak value capture still constrain quality.

GradeVerdictScoreRankPriceMarket cap
C | SpeculativeYellow51.3 / 100#20 of 200$1.09$67.8B

C | Speculative means: A small, deliberate bet. Size so a total loss is survivable. Frequently best left at zero.

Data as of Jul 30, 2026 — scores are re-evaluated daily and this snapshot refreshes on each site publish. The live app always shows current data.

How this rating is produced

Every CryptoGrade rating comes from the same published, rules-based framework: six weighted dimensions produce a 0–100 composite score, hard disqualifying gates can force exclusion regardless of score, and fixed thresholds map the composite to a grade. Read the full methodology on the Framework page.

The full XRP verdict — the investment thesis, disqualifier gate checks, per-dimension scores with provenance, on-chain usage and developer-activity signals, and the complete score history — is free with a sign-in and identical for everyone.

CryptoGrade publishes transparent, rules-based crypto ratings — identical for every visitor. Educational research only; not financial advice. Crypto assets are volatile and you can lose your entire investment.